Terms of Service

1 Acceptance of Terms

By accessing getsafescore.com or using the SafeScore API, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.

If you are using the Service on behalf of a company, organization, or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms. In that case, "you" and "your" refer to that entity.

Your continued use of the Service following any modification to these Terms constitutes acceptance of the updated Terms.

2 Description of Service

SafeScore provides address-level safety scores derived from publicly available federal government datasets. Primary source datasets include:

• FBI Crime Data Explorer
• FEMA National Flood Hazard Layer
• NOAA National Weather Service
• NHTSA FARS crash data
• USGS Earthquake Hazards Program
• EPA EJScreen

SafeScore synthesizes these datasets into composite safety scores accessible via web application and API.

3 Permitted Use

Subject to these Terms, SafeScore grants you a limited, non-exclusive, non-transferable license to access and use the Service for the following purposes:

• Personal research and situational awareness
• Real estate decision support
• Relocation planning
• Property risk assessment
• API integration for business purposes under an active, written enterprise agreement with SafeScore LLC

4 Prohibited Use

You may not use the Service for any of the following purposes:

• Reselling or redistributing raw SafeScore data without a separate data licensing agreement
• Using scores or data to discriminate against individuals or protected classes under applicable law
• Using the Service in any manner that violates the Fair Housing Act, Equal Credit Opportunity Act, or any other applicable federal or state law
• Reverse engineering, decompiling, or attempting to derive the SafeScore scoring methodology, algorithms, or composite formula
• Automated bulk collection of data via scraping, bots, or other methods without prior written API authorization from SafeScore
• Accessing the Service for purposes competitive with SafeScore's core business without express written consent
• Using the Service in connection with any fraudulent, deceptive, or unlawful activity

5 API Terms

The SafeScore API is available exclusively to enterprise clients operating under an active, written enterprise agreement with SafeScore LLC. The following terms apply to all API access:

• API credentials (keys, tokens) are issued to the named client entity and are non-transferable. Sharing credentials with third parties is prohibited.
• Rate limits are defined in your enterprise agreement. Exceeding rate limits without prior written approval may result in temporary or permanent suspension of API access.
• SafeScore reserves the right to suspend API access immediately and without prior notice in the event of suspected abuse, security risk, or material violation of these Terms.
• Enterprise clients may not expose raw API response payloads directly to end users without a separate data display agreement with SafeScore.
• API availability is provided on a best-effort basis subject to the uptime commitments in your enterprise agreement.

6 Data Accuracy Disclaimer

SafeScore derives its scores from government-published datasets. These datasets may be incomplete, delayed, subject to reporting errors, or otherwise imperfect. SafeScore does not guarantee the accuracy, completeness, timeliness, or fitness for any particular purpose of the data presented.

You acknowledge that SafeScore scores are one input among many and should not be used as the sole basis for any life-safety decision, emergency response plan, insurance underwriting determination, or investment decision. SafeScore strongly encourages users to consult primary government sources and qualified professionals for decisions with significant safety or financial consequences.

SafeScore reports and scores are not consumer reports as defined by the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. SafeScore is not a consumer reporting agency. SafeScore data is not intended for use, and may not be used, as a factor in establishing any individual’s eligibility for credit, insurance, employment, housing, or any other purpose covered by the FCRA.

7 Intellectual Property

The SafeScore name, brand, scoring methodology, algorithms, weighting systems, composite score formula, and all software underlying the Service are the proprietary intellectual property of SafeScore LLC. All rights are reserved.

Government source data integrated into SafeScore scores — including FBI, FEMA, NOAA, NHTSA, USGS, and EPA datasets — remains in the public domain as published by the respective federal agencies. SafeScore does not claim ownership over underlying government data.

User-generated content, including search queries and addresses entered into the Service, remains the property of the user. By submitting addresses or queries, you grant SafeScore a limited license to process that input for the purpose of delivering requested scores.

8 Limitation of Liability

To the maximum extent permitted by applicable law, SafeScore LLC's total cumulative liability to you for any claim arising out of or relating to these Terms or the Service — regardless of the form of action or the theory of liability — is limited to the greater of: (a) the total fees paid by you to SafeScore in the twelve (12) months immediately preceding the claim, or (b) one hundred dollars (US $100.00).

SafeScore LLC will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or business interruption, arising out of or relating to your use of or inability to use the Service, even if SafeScore has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, SafeScore's liability will be limited to the fullest extent permitted by law.

9 Indemnification

You agree to defend, indemnify, and hold harmless SafeScore LLC and its officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your misuse of the Service or any data obtained through the Service
• Any claim by a third party arising from your use of SafeScore data in a manner not authorized by these Terms
• Your violation of any applicable law, including the Fair Housing Act or applicable anti-discrimination statutes

10 Governing Law

These Terms are governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or the Service that cannot be resolved informally will be subject to the exclusive jurisdiction of the state and federal courts located in Cumberland County, North Carolina (Fayetteville). You consent to personal jurisdiction in those courts.

11 Changes to Terms

SafeScore may update these Terms from time to time to reflect changes in the Service, applicable law, or business practices. When material changes are made, SafeScore will provide at least 30 days' notice by one or more of the following methods: email to the address associated with your account, or a notice posted prominently on getsafescore.com.

Your continued use of the Service after the effective date of any updated Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you should discontinue use of the Service.

12 Contact

Questions about these Terms should be directed to:

SafeScore LLC
Fayetteville, North Carolina
safescore@getsafescore.com